You’ll be able to submit a duplicate of your newest ITR you to definitely provides good BIR stamp. I believe for this one Oregon personal loans to, you’ll have to see your RDO to track down stamped.
While you are good freelancer or an entrepreneur, you could fill in a duplicate of audited ITR and you can BIR stamp. I failed to try out this you to definitely because the I wasn’t the person who applied for the mortgage and i didn’t sign up to be co-borrower, however, I believe this should suggest taking their newest ITR, and only to take the latest secure front side, your own accounting instructions, towards RDO.
If you’re employed, you can choose complete your specialized 30 days spend sneak dated at the very least 3 months prior to big date regarding application. Jay made a decision to submit three to help you close the deal, haha! He together with registered his COE including all of them.
That is into initial step. Pag-IBIG tend to assess your distribution to evaluate your own eligibility to apply to possess a home financing.
After you have registered this type of documents online, you are going to discovered a contact compelling you to definitely buy the new control percentage. I repaid Php 1,000. Make sure that you print out a duplicate of the confirmation of percentage. You’ll have to give so it so you’re able to Pag-IBIG , and the almost every other conditions, once you’ve already been desired to check out the place of work thanks to email or a call.
Here you will find the files that you need to provide Pag-IBIG once you have started requested add your documents individually:
step 1. All the brand spanking new copies of your own records you submitted in the first techniques, with the exception of new selfie. You should also provide the ID photocopied.
2. A copy of your own Unique Strength from Attorney into broker. (In the event your manager isnt on the Philippines)
The price of notarization hinges on the fresh new decided price of the property stipulated on the deal to offer.
They will certainly in addition to inquire when planning on taking their photos together with your legitimate ID once again. This time, it will be their staff that will grab the test.
Assessment stage
Once the dining table officer looks over your articles and you will notices no inaccuracies, you are questioned to fund assessment payment. We paid off Php 2,000.
We were told to go to for a trip from out of their workers about your schedule of the house appraisal. What the results are during house assessment is that they will be sending agencies in order to always check our house to see if they matches the simple and you can conditions.
It entitled three days just before it went to. This new appraisers was at lay because of the 8AM. It went within the, featured the newest measurements and you may didn’t really correspond with united states this much. They just ran around to check for every single space in the home.
Upcoming which had been they. We were informed to wait because of their email if our very own loan might have been approved or perhaps not accepted; yet not, they already cautioned all of us that household we were seeking buy is lacking 1 meter in width to their criteria.
Financing Declined
I gotten a contact from Pag-IBIG officially stating that the new measurements of our house didn’t satisfy their criteria, and therefore is actually you to. Which had been the termination of our experience……for now.
We believed turning in a letter away from reconsideration, nevertheless email address clearly stated that we’d to handle the brand new procedure and you may commit to putting some expected transform, and this i would not. So we had to deal with the destiny and you will move ahead.
Oh really, at least i’ve achieved a lifestyle experience that people can use in tomorrow and to illustrate all of our students when it’s its look to purchase their house. We were, without a doubt, disturb, however, we shall continue our very own hopes up to we fundamentally find the put we can call home.